Royal Ordinary Micro Savings (ROMIS) Account

This is a flexible savings account that is open to all and sundry.

  • Daily savings product.
  • Minimum opening balance of N1,000.
  • Customer decides the day he or she wants to contribute.
  • Flexible minimum daily contribution of N500 .
  • Daily contribution can either be made when our staff visits your shop or by direct deposit at the bank.
  • Attractive interest rate.
  • The customer can apply for loan facility under the ROMIC credit product.
  • Minimum monthly contribution of N10,000 qualifies account holder for a loan under ROMIC.
  • Account can serve as collateral for loan.
  • Satisfactory minimum contribution for a period of 12 months will attract up to N250,000 life assurance cover provided a minimum balance of N50,000 is retained in the account at all times .

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