The Royal Motor Guard

The Royal Motor Guard is an insurance policy for both private and commercial
vehicles. It pays for theft, accidental damage, death, third┬Ěparty, fire, etc
depending on the type of cover selected.
Section 68 of the Insurance Act 2003 made this type of insurance compulsory.
The types of cover available are:

  •  Third party only
  • Third party fire and theft
  • Comprehensive
Third Party Only
Legal liabilities to third parties for injury to persons (including passengers) and damage to property.

Third Party, Fire & Theft

Legal liabilities to Third Parties for injury to persons or damage to property. Loss of or damage to the insured vehicle by: Fire and Theft

Comprehensive
This covers legal liabilities to third parties for injury to persons (including passengers) or damage to property.
Loss of / or damage to the insured vehicle by: Accident, Fire and Theft
Other benefits include:
No Claim Discount
Fleet Discount

No Claim Discount (NCD)
If you have no claim under the policy during the immediately preceding Period of Insurance, you will be allowed a 15% discount on the renewal premium.

Plurality of Fleet Discount

If you insure more than one vehicle under the policy, you shall be allowed a discount off premium payable.

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